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Welcome to my website. I look forward to putting my mortgage team to work for you!

I offer some of the best mortgage tools available online - easy, convenient, online shopping for the right loan programs with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing the loan that's suitable for your specific needs. I am dedicated to providing you with the highest level of service and a competitive interest rate on your loan.

As a member of the Universal Lending family of mortgage professionals, I can provide local, in-house processing and underwriting on every loan plus a broad range of loan products including FHA, VA, Conventional and Home Improvement options. 

Purchasing a new home? Congratulations on your decision to buy a new home! My staff and I are here to answer your questions and help you make an informed decision.
Applying for a loan? My online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact me and I'll help you find the right loan solution for you.

You have a lot of choice in the marketplace. When you choose to work with Universal Lending, you are choosing to work with some of the most dedicated and experienced mortgage professionals in the industry.

I look forward to helping you achieve your dreams of homeownership.

Refer to http://www.nmlsconsumer.org and see where Universal Lending Corporation is a licensed lender.

Licensing Statement: ttps://www.ulc.com/aboutus/licensingstatement

Regulated By the division of Real Estate – Illinois Residential Mortgage Licensee – Kansas Licensed Mortgage Company – Residential Mortgage Loan Originator

Contact Information

Debra Rickard
Retail Loan Officer
(303) 903-3709

License#: 100016946
NMLS#: 275283
Regulated by the Division of Real Estate.

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Debra Rickard, Retail Loan Officer
Universal Lending Corporation
6775 E. Evans Ave, Denver, CO  80224
Direct:  (303) 903-3709
Copyright © 2017 Universal Lending Corporation NMLS#2996

Debra Rickard License#: 100016946 NMLS#: 275283
Regulated by the Division of Real Estate.
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