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About Debra

Debra Rickard
6775 E. Evans Ave
Denver, CO  80224
Cell: 303-903-3709

Licensed Colorado Mortgage Number: 100016946

National Mortgage Licensing System (NMLS) Number: 275283

Regulated by the Division of Real Estate.

About Debra Rickard

Debra Rickard is a Licensed Mortgage Lender with over 30 years of experience in the mortgage and real estate industries.  She is a 2 time Presidents Club Winner (Wells Fargo), 9 time winner of the Leaders Club, President of the 9 Hole League and member of the Most Precious Blood Catholic Church.  She is married to Jeff Rickard, has a son, a step-son, step-daughter and 4 grandkids.

"80 Percent of Success is Showing Up!" ~Woody Allen

About Universal Lending

Universal Lending Corporation has been a leader in Colorado mortgage for 30 years.  What began as a handful of people working together to help people achieve the dream of home ownership, has blossomed into hundreds of professionals operating branches in multiple states across the Western United States.

Currently, Universal Lending operates branches in Central Denver, Fort Collins & Lakewood Colorado, Albuquerque, Clovis and Santa Fe New Mexico and Billings Montana.

Our employees are dedicated to providing you with the highest level of service and the best rate possible on your loan.


Debra Rickard, Retail Loan Officer
Universal Lending Corporation
6775 E. Evans Ave, Denver, CO  80224
Direct:  (303) 903-3709
Copyright © 2019 Universal Lending Corporation NMLS#2996

Debra Rickard License#: 100016946 NMLS#: 275283
Regulated by the Division of Real Estate.
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